Getting Involved in Campus Inside and Outside SIPA COLUMBIA UNIVERSITY - SIPA Admissions Blog

Getting Involved in Campus Inside and Outside SIPA COLUMBIA UNIVERSITY - SIPA Admissions Blog Of course, youre thinking of applying to SIPA for all the great classes climate policy and impact investing we have and all the super smart professors butttttt.you might be forgetting something THE PEOPLE!!!!!!! The people at SIPA is one of SIPAs best attributes. The people here are awesome and one very important way to meet more people is getting involved in campus groups and student life!!!! I myself, am the Communications and Marketing Chair of SIPA Students of Color, aka, I tell people in SIPA about the events and talks we are having as well as spending a lot of time looking up memes for newsletters. Due to this role, I have met some cool people who I am glad to say are very good friends (awwww  33). There are many great student organizations here, some of which include Digital Cyber Group, Migration Working Group and SIPA Pan-African Network. Anything you are interested in policy-wise, you can find it at SIPA. And if you cant find it, you can start a new group. Youll soon be drowning in events with interesting guests including diplomats, CEOs, managers, policymakers and more! Now SIPA is lovely and all, but you may need a break from the International Affairs Building seriously, we spend a lot of time here and its important to get out of the SIPA bubble and meet people from other schools. Columbia University Life is always throwing events that bring together students from different graduate schools.  Last year, I met students from Columbia Business School and Columbia Law School at a Latin Student Mixer. Every now and then, I go to talks/events/panels at Maison Francaise/Journalism School/Law School/[other schools that are not SIPA] to meet students from other fields of study and get a feel of something other than international affairs and economics. There are so many cool things going at SIPA that it is easy to forget how much is happening across Columbia University and at the other schools here. I sign up for a lot of experiments so I have met postdocs at the Zuckerman Institute as well. This is all to say that class is great, but dont forget that a big part of your grad school experience will be the people you meet. SIPA and Columbia in general have A LOT of interesting people to meet. Remember to take a break from schoolwork and wander around campus, go to different buildings and explore. The University Life app will keep you up to date about what is going on around campus so pay attention to it!

Childhood Obesity Is An Alarming Issue In Australia, And

Childhood obesity is an alarming issue in Australia, and there is not only a rapid national epidemic in Australia and around the world. Obese children are likely to develop detrimental problems in their health and have enduring social, health and economic effects that permeate throughout adulthood. Early detection and management of childhood obesity are critical in preventing obesity during adulthood, considering it is a significant contributor to the adulthood epidemic. Thus, there are several social determinants of health that directly impact childhood obesity. It is crucial to understand the link between social determinants of health and childhood obesity to gather appropriate intervention and prevention ways to decrease the detrimental†¦show more content†¦Reducing the effects of childhood obesity requires early interventions and parents play a primary role in the proper management of childhood obesity. Childhood obesity correlates with dietary preferences and habits, wh ich sets in early childhood. Almost one in four school-aged children in NSW are overweight/obese. To shape a child s wellbeing, parents need to place decent health practices such as nutritious meals, substantial sleep and physical activity, and overall good education. Parents who are overweight or obese themselves or have negligent parenting methods can heighten the risk of childhood obesity among their children. Thus, it is crucial that nurses focus on family interventions rather than individuals. The social gradient is a compelling SHD impacting on childhood obesity. In particular, poor social and economic situations can chiefly impact on a child s health. Children are the bottom of the socio-economic ladder have at least double the risk of harmful diseases and premature death than those at the top; great variation is due to race and gender differences. Nearly 30% of children in the socially disadvantaged groups were beyond a healthy weight in contrast to approximately 20% for those who are socioeconomically advantaged. Moreover, a greater quantity of boys from years 2, 4 andShow MoreRelatedSchools Should Implement Programs Tailored to Prevent Childhood Obesity796 Words   |  4 Pagesadverse consequences of childhood obesity on the overall prosperity of the country, elucidating the urgent requirement of prevention programs in schools. Childhood obesity is one of the most alarming public health challenges of the 21st century(World health organisation.(2012). Obesity according to Bruce-Keller et al.(2009) is ‘a physiological condition in which excess body fat has accumulated to an extent that it can negatively affect health†™. Over 90% of children in Australia attend school, more thanRead MoreMedia Article And The Social Determinants Of Health931 Words   |  4 Pagesto discuss how obesity can potentially be the cause of several health issues, with appropriate evidence to support this. The media article ‘Shocking Statistics That Illustrate Australia’s Obesity Problem’ written by Leigh Campbell in the Huffington Post Australia Newspaper on February the 24th 2016 will be discussed throughout the report (Campbell, 2016). The newspaper article focuses on the alarming increase in numbers of obese individuals in Australia and the many health issues associated. AnalysisRead MoreChildhood Obesity : A Primary Health Care Perspective1982 Words   |  8 Pages CHILDHOOD OBESITY The University of Notre Dame Fremantle Stella Speelman - Define and describe the health topic from a primary health care perspective (including health promotion and prevention) - Poster Marina Favazzo - Identify the causes for this health topic, including the social determinants of health, described in relation to the community setting - Poster Charlotte McCormack - Identify pertinent and current Australian morbidity and/or mortality statistics associated with this healthRead MoreFactors That Influence Obesity Rates Among Children Essay1520 Words   |  7 PagesThis paper will describe the factors that influence obesity rates among children. It will review relevant literature concerning the bio-psychosocial facts and etiology involved in childhood obesity. This paper will discuss why this is a problem not only for the client system, but also a significant social problem. Multiple systems will be explored to support the continuation of the problem on a micro, mezzo and macro level. Some specific policies that exacerbate the problem will be looked at alongRead MoreObesity Reduces an Indivuals ´ Life Span 739 Words   |  3 PagesThe average weight of the population is on rise, not only in Australia but throughout the world, by 2025 the World Health Organisation has estimated that round 300 million people will meet the cr iteria to be classed as overweight or obese (World Health Organisation, 1998). Over the last couple decades Australia has seen a noticeable shift towards an increase in the populations Body Mass Index, which data has shown is accounted from by weight gain and not height changes (National Health Survey, 2008)Read MoreThe Impact Of Diabetes And How It Is Affecting Australian People2090 Words   |  9 PagesIdentification and Analysis Health concern 1#- Rapidly increasing rates of diabetes within Australia Health issue 1#- The impact of diabetes and how it is affecting Australian people In Australia there are a variety of health issues that are concerning to the population, one in specific however that is notably on the rise is Diabetes. Research and recent studies suggest that this particular health issue is one of the biggest challenges confronting Australia’s health system today, with approximatelyRead MoreObesity and Its Impact on Todays Australian Culture and Society2983 Words   |  12 Pagesï » ¿ Obesity its Impact on Todays Australian Culture and Society Introduction Obesity is best referred to as the red alert health zone. World health Organization (WHO 2012) defines obesity as abnormal or excessive fat accumulation that may impair health. Body mass index (weight/height2) is a measure that determines overweight and obesity. The reports shows that BMI greater or equal to 25 comes under the category of overweight, whereas, if BMI is greater than or equal to 30 then the personRead MoreFast Food and the Obesity Epidemic in America Essay1772 Words   |  8 PagesObesity is an epidemic in America, greatly impacting youth, the health care system, and economically vulnerable populations. Among all of the high-income countries in the world, obesity rates remain the highest in the US. According to Harvard, US obesity rates have more than doubled since 1980, although they have remained the same since 2003. (Harvard School of Public Health) Approximately 31.9% of children and adolescents from the ages of 2 to 19 are obese or overweight (NPLAN), while rou ghly 69%Read MoreObesity in Children1903 Words   |  8 PagesObesity in Children 1.0 Introduction Article 1: Obesity among School Children – Causes and Treatment Writer: Prof. Dr. Nasoha Saabin Source: http://mthago.wordpress.com/2011/05/14/obesity-among-school-children-causes-and-treatment/ Obesity among school children in Malaysia is gradually growing until the Minister of Health has issued a rule to prohibit school canteen from selling Nasi Lemak to the school children as he believes that Nasi Lemak has provided too much carbohydrateRead MoreThe Epidemic Of Childhood Obesity3013 Words   |  13 Pages The epidemic of childhood obesity Childhood obesity is an important issue because of this diseases impact over the past few years. With the changing of lifestyles, the production of children who are not as healthy as they should be has increased. Due to these results, a widespread of children being obese has occurred. The Center for Disease Control, CDC, distinguishes between being overweight and being obese. Overweight simply means that the weight is high compared to others in the same height category

A Brief Note On Anorexia And Anorexia Nervosa - 1148 Words

Anorexia is a severe eating disorder which is generally characterized by severe weight loss and life threatening dieting these then results in malnourishment (Anorexia Nervosa , 2015). Bulimia and Anorexia are known to be the two most largely known eating disorders that are very serious and affect many teenagers. 95% of people suffering with anorexia are known to be girls however there’s an average 5% of males that suffer from this mental illness. Anorexia is when the brain goes into over drive to control over the amount of food they eat and the size of their body (unkown, Eating Disorders/Malnutrition). Anorexia is a very serious and life threatening mental illness. A person suffering from Anorexia Nervosa is very unwell people and need help (Unkown, 2015). There are several known causes for anorexia and these causes may differ between people. These known causes may include, cultural factors, social factors, genetic predisposition and environmental factors. As Anorexia is a fatal disease there are then some vital symptoms people will have a loss of at least 15% of the person’s body weight this is due to the Anorexic sufferer refusing to consume any food no matter how hungry the sufferer may be (Unkown, The department of health, 2007) The sufferer may gain a negative mind set leaving them to consider themselves as too fat no matter how underweight and thin they will be. Anorexics have the urgent desire and need to exercise excessively. Anorexics have an intense fear ofShow MoreRelatedA Brief Note On Anorexia Nervosa And Bulimia Nervosa1280 Words   |  6 PagesAnorexia Nervosa and Bulimia Nervosa Eating disorders are classified as mental disorders and can lead to life threatening damage. It is important to manage eating disorders to prevent health effects. There are many different possibilities for patients with disorders. Common treatments for eating disorders can consists of counselor or therapists. Early detection is important to limit future oral health effects. A dental hygienist has an advantage to see the inside of the mouth for possible traumaRead MoreA Brief Note On Anorexia And Bulimia Nervosa1561 Words   |  7 Pagesagainst feminism, all play a critical role in contributing to these life-threatening illnesses. Anorexia nervosa and bulimia nervosa are two of the most common eating disorders. In both of these disorders, the sufferer may experience a fear of gaining weight and dissatisfaction with body appearance. What classifies one as bulimic is their binging followed by self-induced vomiting, versus those with anorexia who eat substantially less than normal with a primary goal of staying thin. If not treated carefullyRead MoreA Brief Note On Anorexia Nervosa And Bulimia Group1096 Words   |  5 Pagesvalidity and reliability for the numerous subscales, questions, and items throughout the assessment by obtaining many subsamples of individuals with anorexia nervosa and bulimia and a control group of individuals that did not have the disorder and looking at the results between the two. The researchers took three subsamples of female patients with anorexia nervosa that were being treated at the time. The patients were all at different steps in their treatment plans but none of the individ uals were fullyRead MoreA Brief Note On Western Iowa Tech Anorexia Nervosa1069 Words   |  5 Pages Anorexia Nervosa Alma I Puga Western Iowa TechAnorexia Nervosa According to the National Institute of Mental Health, death from starvation, or medical complications, heart attacks or kidney failure, affects 1 out of every 10 cases of Anorexia. Anorexia nervosa is an eating disorder that is most common in young adolescents girls . People diagnosed with this disorder have a distorted view of themselves and a fear of gaining weight. They often restrict how much food they eat in orderRead MoreAnalysis of Caroline Walker Bynum ´s Holy Feast and Holy Fast 1803 Words   |  8 Pagespractices as described in the works of female mystics themselves and in the hagiographical vitae of female saints. Although this review will be chiefly focused on the latter portion of the work, â€Å"Chapter 6: Food as Control of Self† in particular, a brief overview of its preceding sections may be useful for setting context. The work begins with Section I, ‘The Background’ which consists of a general overview in medieval women’s social and religious history. The first section delineates the basic societalRead MoreQuestions on Abnormal Psychology4701 Words   |  19 Pagesmedication and surgery. Answer Key:  B Question 9 of 50 1.0 Points A few weeks ago, Marne experienced a sudden feeling of being removed from her body and observing herself sitting in class taking notes. This unusual experience has recurred. Yesterday, she had a sense that the hand that was writing notes was not her hand; she felt no pressure of the pencil against her fingers. Which of the following is most likely Marne s diagnosis?   A.Dissociative amnesia   B.Dissociative identity disorder   C.DissociativeRead MoreEating Disorders And Athletic Participation2416 Words   |  10 Pages Over the past twenty years, there has been a great increase of anorexia nervosa and bulimia nervosa which have come out as major psychological and health problems. This increase in eating disorders has resulted from the intense societal pressure to diet and conform to an unrealistic weight and body size. For the general population of women, the lifetime number of anorexia nervosa is approximately 0.7%, and that of bulimia nervosa is as high as 10.3% ( Taub Blinde, 1992). Since many athletes containRead MoreDisordered Eating and the Media Essay1344 Words   |  6 PagesThroughout the years the ideal body shape has progressed from voluptuous and curvaceous an image Marilyn Monroe emulated to a slimmer and leaner frame in congruence with high fashion models such as Kate Moss (Katzmarzk Davis, 2001). Anorexia Nervosa and Bulimia nervosa affect between 1% and 4% of young adult females (American Psychiatric Association, 1994). Eating disorders have been linked to body shapes and images present in the media (Shorter, Brown, Quinton Hinton, 2008). For many childrenRead MoreEating Disorders : Anorexia Nervosa1477 Words   |  6 Pagesdisorders: anorexia nervosa, bulimia nervosa, and binge-eating disorder. They all involve serious disturbances in weight regulation and eating habits, accompanied by adverse effects on social, psychological and physical aspects of one’s life (‘Eating disorders: About more than food’, n.d.). This essay will specifically be focusing on bulimia nervosa, as research shows a higher level of stigma associated with it, compared to other eating disorders (Roehrig McLean, 2009). Bulimia nervosa is characterisedRead MorePsy 410 Week 2 and 3 Matrix of Disorders7746 Words   |  31 Pageshaving a panic attack), Social Anxiety Disorder (e.g., being embarrassed in public), Obsessive-Compulsive Disorder (e.g, anxiety about being contaminated), Separation Anxiety Disorder (e.g., anxiety about being away from home or close relatives), Anorexia Nervosa (e.g., fear of gaining weight), Somatization Disorder (e.g., anxiety about multiple physical complaints), Body Dysmorphic Disorder (e.g., worry about perceived appearance flaws), Hypchondriasis (e.g., belief about having a serious illness), and

Managing Change Important for Business Organizations Free Essays

â€Å"The ability to managing change Is an important factor for today’s business organization to remain competitive and relevant† Critically analyze and discuss the above statement and in particular discussed the type of changes that an organization is subjected to and the effect of these changes to the organization. In addition, your discussion should include strategies in managing these changes Assessment Requirements Individual Type-written Report Maximum word length allowed is 3000 words The required content of the document produced Is required to be within specific axiom work lengths (In brackets) and to cover the specific areas as follows:- 1. A table of contents 2. We will write a custom essay sample on Managing Change: Important for Business Organizations or any similar topic only for you Order Now A list of figures and/ or list of tables where appropriate 3. Executive Summary-( 10 marks -300 words) 4. Introduction -( 10 marks -300 words) 5. Literature Review- Critical Analysis (60 marks -2100 words) 6. Conclusions- -( 10 7. References Presentation – 10 marks 8. Bibliography 9. Appendices if appropriate This assignment Is worth 50% of the final assessment of the module. Student is required to submit a type-written document in Microsoft Word format with Times New Roman font type, size 12 and line spacing of 1. 5. The Harvard Style of Referencing system is COMPULSORY. Necessary citations and references adopting the Harvard Referencing System. Students who have been found to have committed acts of Plagiarism are automatically considered to have failed the entire semester. If found to have breached the regulation for the second time, you will be asked to leave the course. Plagiarism involves taking someone else’s words, thoughts, ideas or essays from online essay banks and trying to pass them off as your own. It is a form of cheating which is taken very seriously. Take care of your work and keep it safe. Don’t leave it lying around where your classmates can find it. Malaysian Qualifications Agency Learning Outcomes Module Learning Outcome After completing the module, the student should be able to: Advance a multidimensional understanding of the drivers of globalization Critically evaluate a range of normative questions in relation to the effects of globalization on the economy and organization Have insights into contingency factors of technological advancement and environmental uncertainty which influence the decision to globalize Notes on Plagiarism Harvard Referencing Plagiarism Plagiarism is passing off the work of others as your own. This constitutes academic theft and is a serious matter which is penalized in assignment marking. Plagiarism is the submission of an item of assessment containing elements of work produced by another person(s) in such a way that it could be assumed to be the student’s own work. Examples of plagiarism are: the verbatim copying of another person’s work thou acknowledgement the close paraphrasing of another person’s work by simply changing a few words or altering the order of presentation without acknowledgement the unacknowledged quotation of phrases from another person’s close paraphrasing with occasional acknowledgement of the source may also be deemed to be plagiarism if the absence of quotation marks implies that the phraseology is the student’s own. Plagiarisms work may belong to another student or be from a published source such as a book, report, Journal or material available on the internet. Harvard Referencing The structure of a citation under the Harvard referencing system is the author’s surname, year of publication, and page number or range, in parentheses, as illustrated in the Smith example near the top of this article. The page number or page range is omitted if the entire work is cited. The author’s surname is omitted if it appears in the text. Thus we may say: â€Å"Jones (2001) revolutionized the field of trauma surgery. Two or three authors are cited using â€Å"and† or â€Å"†: (Deane, Smith, and Jones, 1991) or (Deane, Smith ; Jones, 1991). More than three authors are cited using et al. (Deane et al. 1992). An unknown date is cited as no date (Deane n. D. ). A reference to a reprint is cited with the original publication date in square brackets (Marx [1867] 1967, p. 90). If an author published two books in 2005, the year of the first (in the alphabetic order of the references) is cited and referenced as AAA, the second as Bibb. A citation is placed wherever appropriate in or after the sentence. If it is at the end of a sentence, it is placed before the period, but a citation for an entire block quote immediately follows the period at the end of the block since the citation is not an actual part of the quotation itself. Complete citations are provided in alphabetical order in a section following the text, usually designated as â€Å"Works cited† or â€Å"References. † The difference between a â€Å"works cited† or â€Å"references† list and a bibliography is that a bibliography may include works not directly cited in the text. All citations are in the same font as the main text. Examples Examples of book references are: Smith, J. (AAA). Dutch Citing Practices. The Hogue: Holland Research Foundation. Smith, J. (Bibb). Harvard Referencing. London: Jolly Good Publishing. In giving the city of publication, an internationally well-known city (such as London, The Hogue, or New York) is referenced as the city alone. If the city is not internationally well known, the country (or state and country if in the U. S. ) are given. An example of a Journal reference: Smith, John Maynard. â€Å"The origin of altruism,† Nature 393, 1998, up. 639-40. An example of a newspaper reference: Boycott, Owen. â€Å"Street Protest†, The Guardian, October 18, 2005, accessed February 7, 2006. How to cite Managing Change: Important for Business Organizations, Papers

Wal-Marts Global Expansions free essay sample

There it established a competitive advantage based upon a combination of efficient merchandising, buying power, and human relations policies. Among other things, Wal-Mart was a leader in the implementation of information systems to track product sales and inventory, developed one of the most efficient distribution systems in the world, and was one of the first companies to promote widespread stock ownership among employees. These practices led to high productivity that enabled Wal-Mart to drive down its operating costs, which it passed on to consumers in the form of everyday low prices, a strategy that enabled the company to gain market share first in general merchandising, where it now dominates, and later in food retailing, where it is taking market share from established supermarkets. By 1990, however, Wal-Mart realized that its opportunities for growth in the United States were becoming more limited. Management calculated that by the early 2000s, domestic growth opportunities would be constrained due to market saturation. So the company decided to expand globally. Initially, the critics scoffed. Wal-Mart, they said, was too American a company. While its retailing practices were well suited to America, they would not work in other countries where infrastructure was different, consumer tastes and preferences vary, and where established retailers already dominated. Unperturbed, in 1991 Wal-Mart started to expand internationally with the opening of its first stores in Mexico. The Mexican operation was established as a joint venture with Cifera, the largest local retailer. Initially, Wal-Mart made a number of missteps that seemed to prove the critics right. Wal-Mart had problems replicating its efficient distribution system in Mexico. Poor infrastructure, crowded roads, and a lack of leverage with local suppliers, many of which could not or would not deliver directly to Wal-Marts stores or distribution centers, resulted in stocking problems and raised costs and prices. Initially, prices at Wal-Mart in Mexico were some 20 percent above prices for comparable products in the companys U. S. stores, which limited WalMarts ability to gain market share. There were lso problems with merchandise selection. Many of the stores in Mexico carried items that were popular in the United States. These included ice skates, riding lawn mowers, leaf blowers, and fishing tackle. Not surprisingly, these items did not sell well in Mexico, so managers would slash prices to move inventory, only to find that the companys automated information systems would immediately order more inventory to replenish the depleted stock. By the mid-1990s, however, Wal-Mart had learned from its early mistakes and adapted its Mexican operations to match the local environment. A partnership with a Mexican trucking company dramatically improved the distribution system, while more careful stocking practices meant that the Mexican stores sold merchandise that appealed 1 more to local tastes and preferences. As Wal-Marts presence grew, many of Wal-Marts suppliers built factories near its Mexican distribution centers so that they could better serve the company, which helped to further drive down inventory and logistics costs. Today, Mexico is a leading light in Wal-Marts international operations. In 1998, WalMart acquired a controlling interest in Cifera. By 2005, Wal-Mart was more than twice the size of its nearest rival in Mexico with some 700 stores and revenues of $12. 5 billion. The Mexican experience proved to Wal-Mart that it could compete outside of the United States. It has subsequently expanded into thirteen other countries. Wal-Mart entered Canada, Great Britain, Germany, Japan, and South Korea, by acquiring existing retailers and then transferring its information systems, logistics, and management expertise. In other nations Wal-Mart established its own stores. As a result of these moves, by mid-2006 the company had over 2,700 stores outside the United States, employed some 500,000 associates, and generated international revenues of more than $62 billion. In addition to greater growth, expanding internationally has bought Wal-Mart two other major benefits. First, Wal-Mart has also been able to reap significant economies of scale from its global buying power. Many of Wal-Marts key suppliers have long been international companies; for example, GE (appliances), Unilever (food products), and Procter Gamble (personal care products) are all major WalMart suppliers that have long had heir own global operations. By building international reach, Wal-Mart has used its enhanced size to demand deeper discounts from the local operations of its global suppliers, increasing the companys ability to lower prices to consumers, gain market share, and ultimately earn greater profits. Second, Wal-Mart has found that it is benefiting from the flow of ideas acro ss the 14 countries in which it now competes. For example, a two-level store in New York State came about because of the success of -multilevel stores in South Korea. Other ideas, such as wine departments in its stores in Argentina, have now been integrated into layouts worldwide. Wal-Mart realized that if it didnt expand internationally, other global retailers would beat it to the punch. Wal-Mart faces significant global competition from Carrefour of France, Ahold of Holland, and Tesco from the United Kingdom. Carrefour, the worlds second largest retailer, is perhaps the most global of the lot. The pioneer of the hypermarket concept now operates in 26 countries and generates more than 50 percent of its sales outside France. Compared to this, Wal-Mart is a laggard with less than 20 percent of its sales in 2006 generated from international operations. However, there is room for significant global expansion. The global retailing market is still very fragmented. The top 25 retailers controlled less than 20 percent of worldwide retail sales in 2006, although forecasts suggest the figure could reach 40 percent by 2010, with Latin America, Southeast Asia, and Eastern Europe being the main battlegrounds. Source: Hill, Charles W. International Business, 7th edition. McGraw-Hill, 2009. 2 Questions: 1. ) 2. ) How does expanding internationally benefit Wal-Mart? What are the risks that Wal-Mart faces when entering other retail markets? How can these risks be mitigated? Why do you think that Wal-Mart first entered Mexico via a joint venture? Why did it purchase its Mexican joint venture partner in 1998? What strategy is Wal-Mart pursuing – a global strategy, localization strategy, international strategy, or transnational strategy? Does this strategic choice make sense?

Using the example (simplified) bank balance sheet below show and explain why the Leverage And Capital Ratios are changed as a result of a 6m write-down in mortgages Essay Example

Using the example (simplified) bank balance sheet below show and explain why the Leverage And Capital Ratios are changed as a result of a 6m write-down in mortgages Essay The initial balance sheet shows that the total equity is  £16m and the total asset is  £305m. After the written-down of  £6m on mortgages, the mortgages have converted  £120m into  £114m so that the new total assets change to  £299m. In addition, due to the decrease of total assets, the total equity also turned into  £10m In order to make the total equity equal to total assets. As we know, the formula of leverage ratio and capital ratio is: Leverage ratio= Total Equity/Total Assets *100% We will write a custom essay sample on Using the example (simplified) bank balance sheet below show and explain why the Leverage And Capital Ratios are changed as a result of a 6m write-down in mortgages specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Using the example (simplified) bank balance sheet below show and explain why the Leverage And Capital Ratios are changed as a result of a 6m write-down in mortgages specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Using the example (simplified) bank balance sheet below show and explain why the Leverage And Capital Ratios are changed as a result of a 6m write-down in mortgages specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Capital ratio= Total Equity/Risk-adjusted assets *100% So, as the changing of total equity and total assets, the leverage ratio also change at the same time. Due to the changing of mortgages, the risk-adjusted assets of mortgages also change so that the total risk-adjusted assets turned into  £191m compared with previously figure  £194m. Therefore, capital ratio has changed attributable to changing of total risk-adjusted assets. In a word, the leverage ratio and capital ratio are changed as a result of a  £6m write-down in mortgages. Part B: In the event that this write-down in mortgage assets was widespread; explain what measures all banks would have to take in order to rebuild their capital ratios back to the required minimum of 8%. Answer: 1. The first method is by increasing total equity (with no change in risk-adjusted assets) 1. As we know, the capital ratio = total equity/ risk-adjusted assets *100% From the table, we can see the current capital ratio=5.24%.the target capital ratio =8%.given the risk-adjusted assets  £191, we suppose to find how much total equity is need to achieve capital ratio of 8%? Assume X=total equity. 8%=X/ £191m*100% X= £15.28m. In conclusion, total equity most increase to  £15.28m to achieve the capital ratio of 8% with no change in risk-adjusted assets. 1. From the table we can see, given the bank has £10 in total equity. From 1 X is given  £15.28m. X- £10m= £15.28m- £10m= £5.28m. In conclusion, bank needed additional equity  £5.28m from the existing equity of  £10m to achieve the total equity of  £15.28m so that the capital ratio of 8% can be achieved. 1. The second method is by decreasing risk-adjusted assets (with no change in equity) 1. With no change in equity, we calculate the total risk-adjusted assets. Using  £10m in equity The total risk-adjusted assets= £10m/8% *100%= £125m. In conclusion, assume total equity is fixed; the total risk-adjusted assets have to decrease to  £125m in order to achieve the capital ratio of 8% 1. Form the table, we can see, current risk-adjusted asset = £191m and the target risk-adjusted asset = £125m. The change of risk-adjusted asset =new risk-adjusted assets-old risk-adjusted assets= £125m-  £191m=- £66m. In conclusion: the total risk-adjusted assets must reduce by  £66m in order to get  £125m so that the capital ratio of 8% can be achieved. 2. We now have to change the composition of Assets to make risk-adjusted assets= £125m Because the risk weight of loans and advances is 100%. We need to make it smaller, old loans and advances= £125m, new loans and advances=old loans and advances +changes in composition of assets= £125m+ (- £66m) = £59m. In conclusion, to achieve the value of risk-adjusted asset= £125m, we need to reduce the loans and advances by £66m in order to get the new loans and advances = £59m 1. In order to achieve liabilities=assets, we also need to change the value of cash in tills. New cash in tills balance= current cash in tills + change in composition of assets= £5m+ £66m= £71m. In conclusion, to achieve the value of risk-adjusted asset= £125m, we not only need to reduce the loans and advances, but also need to increase the cash in tills by  £66m in order to get the new cash in tills = £71m. By reduce the loans advances and increase the cash, which will reduce the lending. The liquidity ratio will increase lead to the credit crisis. [C]New balance sheet with the capital ratio of 8% Liabilities  £m Assets  £m Risk Weighting Risk Adjusted Assets ( £m) Deposits Cash Current accounts 195 Cash in Tills 71 (0%) 0 Time deposits 94 Money at call 5 (0%) 0 Total Liabilities 289 Available for sale assets Gove Bonds ; Bills 10 (10%) 1 Other Bonds ; Bills 40 (20%) 8 Equity Shareholder Capital 7 Other assets Retained Profits 3 Loans and Advances 59 (100%) 59 Mortgages 114 (50%) 57 Total Equity 10 Total Liabilities + Equity 299 Total Assets 299 Total Risk- Adjusted 125 UK Liquidity Ratio 3.34% Leverage Ratio 3.34% Capital Ratio 8% Part C: Explain how, in rebuilding capital ratios, aggregate demand will change, as a result the economy as a whole, could slide into recession. Answerà ¯Ã‚ ¼ The bank starts to rebuild the capital ratios by reducing the risk-adjusted assets. Under the reducing the risk—adjusted assets, it will change the composition of the assets by reducing the loans ; advances and increasing cash in tills. It will cause the overflow of the liquidity. Bank is suddenly reducing profitability. Loans become lesser and lesser to firms, individuals and so on. The bank refused to give loans to others in order to rebuild the capital ratio to achieve a higher figure, which will cause the credit crisis. Assuming the entire bank do that, the aggregate will fall due to the falling of the consumption of domestically produced goods ; services and the investment. All of these are depend on loans. For people, they want to take loans from banks by buying cars and house. They also want to pay the educational fees. For the firms, they are in trouble they cannot finance the loans. Sometimes, they don’t have enough money to buy the new equipment and pay the sa lary to their employees, so they take loans from banks, the issue is they cannot take enough loans from banks so as to firms are tending to make less investment. Due to rebuilding capital ratio, banks don’t want to give loans to others, the Cd will fall down. As a result, the economic will go into the recession. The economic will experience a huge fall in terms of their aggregate demand. Also, the banks start to rebuild the capital ratio by increasing the equity. Through increasing retained profit, it can delay the payment of dividends and increase its loans rates ; bank charges, or by laying off staff and closing underperforming branches so that it will cause the increasing of the unemployment rate and reducing spending. Everything is tending to fall. Spending lesser and lesser, the aggregate demand will fall. Thus, GDP will fall leading to the recession.

The Ultimate AP Psychology Review Guide 5-Step Prep Plan

The Ultimate AP Psychology Review Guide 5-Step Prep Plan SAT / ACT Prep Online Guides and Tips Preparing for the AP Psychology exam shouldn't cause you to lose your sanity (pun intended). Some of the material is challenging, but overall it's not that scary compared to other AP tests. If you stay focused during your studying and are familiar with the format of the test, you'll have a good chance of acing it! In this article, I'll provide specific details on the structure and content of the exam and tell you how you can make the best use your AP Psychology review time to end up with a great score. What’s the AP Psychology Exam Like? The AP Psychology exam is one of the shorter AP tests, clocking in at just two hours total. You’ll have an hour and ten minutes to complete 100 multiple-choice questions and the remaining 50 minutes to complete two open response questions. Overall, I’d say it’s one of the easiest AP tests based on its length and the complexity of its content. Since you only have 70 minutes for 100 multiple choice questions, you’ll need to make sure you’re keeping track of time. It’s important to move relatively quickly because you have less than a minute for each question! Try not to spend more than 30 seconds on a question; you can always come back to the question later. There is no guessing penalty on multiple choice (as for all AP exams now) so incorrect answers won’t hurt you any more than leaving questions blank. The open response questions shouldn’t give you much trouble in terms of time. There are only two of them (much fewer than most other AP tests), and they’re usually very straightforward. In many cases, they will just ask you to explain how terms you’ve learned in AP Psychology relate to a specific situation. You’ll also need some knowledge of the scientific method for certain open response questions that ask about the methodology of a psychological study. I'll give you examples of AP Psychology multiple-choice and free response questions in the next section. No penalties for incorrect answers! Finally, the College Board can lay off all those referees and free up some room in the budget. What’s on the AP Psychology Exam? Here’s an example of a multiple choice question you might see on the test: This question is kind of wordy, and it may seem like you need to know a lot to figure it out, but you could actually get the answer without much psychology knowledge at all (though it’s less confusing with some background information). The baby monkeys preferred the soft cloth surrogate mother over the wire surrogate with food, indicating that the comfort of the cloth was more important to them than the food when they were scared. The answer is B! Most multiple choice questions will involve either simple logic, like this one, or basic memorization of the content in the course. Here’s an example of an open response question that was on the 2015 exam: Here, it’s easy to see how the points for the question are earned. The seven bullet points correspond to the seven possible points you can get from answering the question. This question is dependent on a comprehensive knowledge of specific terms and concepts from the AP Psychology curriculum. The College Board provides a breakdown of the different topics on the AP Psychology exam by percentage of questions. Here are the topics you’ll see on the exam (from most to least common): Topic Percentage of Questions Research Methods 8-10 Biological Bases of Behavior 8-10 Social Psychology 8-10 Cognition 8-10 Learning 7-9 Developmental Psychology 7-9 Abnormal Psychology 7-9 Sensation and Perception 6-8 Motivation and Emotion 6-8 Personality 5-7 Testing and Individual Differences 5-7 Treatment of Psychological Disorders 5-7 States of Consciousness 2-4 History and Approaches 2-4 This might inform how much of your AP Psychology review time you spend studying each topic, but it’s probably more important to pay attention to where you struggle the most on an individual level. For example, if you know all there is to know about Research Methods but don’t remember much about Treatment of Psychological Disorders, you should spend more time reviewing the second topic even though it relates to fewer questions. In the next section, I’ll give more specific guidance on how to review for the exam. Preliminary AP Psychology Study Tips Here are some tips to keep in mind before you start your AP Psychology exam review! They'll help you stay on the right track and make the most of your time. Tip 1: Plan Out Your Time How much time do you have before the test? You'll need to take this into account when formulating your study plan. Think about how much time you can afford to spend studying for AP Psychology while considering the amount of other schoolwork you have. For example, if you think you have about 10 hours to study, your plan might look something like this: Take and score a practice test (2.5 hours) Go over your mistakes (1 hour) Review weak content areas and update test-taking strategies (2 hours) Take and score another practice test (2.5 hours) Final review (2 hours) If you have longer, you might be able to go more in-depth with your mistakes on the second practice test and even take a third or fourth test. Overall, your time should be split relatively evenly between taking practice tests and reviewing the material. Your plan could change depending on your initial scores and how much you’re looking to improve. I would say that you don't need to spend more than 20 hours total studying for AP Psychology. The amount of material isn't overwhelming, and it's not an especially difficult test. I’ll get more specific on how to use practice tests effectively in the next section. Tip 2: Choose Review Materials Wisely You’ll need reliable review materials to ensure that you’re getting the most out of your study sessions. I’d recommend buying a review book (5 Steps to a 5 and Cracking the AP Psychology Exam are the ones I like best). Review books cover just the information that you’ll need for the exam, so they’re going to be less overwhelming to study than your textbook or notes from class. That being said, don’t totally ignore the resources you’ve accumulated in your AP Psychology class. Your notes might include unique methods for remembering concepts and terms which can be useful as an alternative to the information in a review book. Your textbook could be useful as well because it might have diagrams that are better than the ones in review books. I think it’s just nice to have a review book as a backup so that you stay focused on your studying and don’t spend time on topics that are less relevant for the exam. This wise owl says "hoo hooo hoooooo," which translates to "Choose your review materials wisely like I would!" Either that or "They're coming. Tonight." Tip 3: Focus on Memorizing Terms The AP Psychology exam is centered around psychological terms and theories. Some of these can be confusing and hard to tell apart (or not what they sound like intuitively). It's really important to have a solid grasp on all the terms that you learned in the course for both multiple choice and free response questions. Free response questions will often ask you to relate an obscure psychology term to a certain hypothetical scenario, and it's impossible to get points if you aren't completely confident about the meaning of the term. Flashcards are helpful for this type of memorization. If you have time, you can make flashcards for all the important terms in the class or even just a few terms that always trip you up. These can be physical flashcards, or if that's too old-fashioned, you can use Quizlet to study virtual flashcards (in this case you won't even need to make your own; there are already a ton of user-created study sets). I find that writing down the definitions of terms yourself will drill their meanings into your brain more effectively, so I prefer making my own cards, but you can do whatever works best for your schedule and learning style. To put a fun spin on studying and ensure that you never forget terms, you can send flashcards that describe psychological disorders to people who seem to have them based on your expert diagnosis. They'll be sure to thank you later (disclaimer: if you do this you are probably a sociopath). Tip 4: Go Over Testing Strategies Before you take a practice test, you should be aware of the testing pitfalls that may impact your score. Don't sacrifice points on practice tests (or the real test!) due to factors unrelated to your knowledge of the material. Here are some strategies for different types of test questions: Multiple Choice Questions As I mentioned earlier in this article, the exam doesn’t give you a ton of time for each multiple choice question. If you have a tendency to get stuck on difficult questions, you’ll need to keep this in mind during the AP Psychology test. Try to avoid spending more than 30 seconds on each question, and don't worry too much about skipping a few. It's possible to get a 5 on the test even if you miss 20-30 multiple choice questions. I'm not advocating skipping questions at random, but you should know that it's not the end of the world if you can't answer every single one. It’s also important not to overthink multiple choice questions. The questions can sound and look complex, but most of the time they’re not overly difficult if you know the material. Underline the parts of the question that are most important so that you don’t get distracted or start to second-guess yourself. If one of the answers seems like it doesn’t make sense, eliminate it. Free Response Questions On free response questions, remember that this isn’t an English test! There’s no need to write an introduction and conclusion; go straight for the answer to the question. That being said, you should still write in complete sentences with correct grammar. Make it as easy as possible for the graders to find your answers and give you points. Underline verbs like â€Å"describe† or â€Å"define† in the question to keep yourself focused on the task at hand. If the free response question is something like the example I provided in the previous section, it can be easier to work backward by putting yourself in the position of one of the people in the hypothetical scenario. You might say, "if I was looking to purchase a new house, what thoughts would cross my mind and why?" After thinking this through a little bit, you could look at the first term and make a connection. The prefrontal cortex is involved in planning and decision-making, so it would be used extensively in the process of committing to the purchase of a new house. This is the only house that would be in my price range right now. Jim doesn't know how good he has it. Your AP Psychology Review Plan in Action Here’s a basic outline of the steps you should take once you’ve prepared your materials and made a rough study plan for AP Psychology. Step 1: Take and Score a Practice Test The first thing you should do is take an initial practice test to see how high you’re currently scoring. You can find practice tests for AP Psychology in review books and online. If you don’t have a review book, Googling â€Å"AP Psychology practice exam pdf† will yield many results. Use tests that were created as recently as possible (ideally within the last 5 years) to ensure that they are relatively similar to the test you’ll be taking. Here’s a conversion table that shows you how raw composite scores from practice tests translate to the AP scale: Composite Score AP Score 113-150 5 93-112 4 77-92 3 65-76 2 0-64 1 To calculate your composite score, add up the number of multiple choice questions you answered correctly. Then, consult the scoring rubric for the free response questions to calculate the number of points you would earn on each question. Convert the number of points you earned on the free response questions to a value out of 50 (for example, if you got 8 out of 15 points on the two free response questions, you would convert that to about 27 out of 50). Then, add the raw score numbers from the multiple choice and free response sections together. If you earned 75 points (75 questions correct) on the multiple choice section and 27 points on the free response section, your composite score would be a 102, making your official AP Score a 4. See this article for more information on calculating your score. Once you’ve scored your practice test, you can set a future score goal. This is pretty simple for AP tests because the score range is just 1-5. There’s no reason not to aim for a 5 on the test, especially in the case of the AP Psychology exam. Since it’s one of the less difficult AP tests, a 5 should be achievable for you if you put some effort into studying. If you’re scoring very low right now, you could think about aiming for a 3 or 4 and increasing your goal if you reach it before the test. Even if you’re already in the 5 range, you should still consider doing a bit of studying if you have time. It's important to feel as comfortable as possible on the real test! You want the AP Psychology test to be like an old friend that you still pretend to like out of pity. Step 2: Analyze Your Mistakes Look at the questions you got wrong or had to guess on, and try to figure out why you struggled. Did you forget a term or concept? Were you not sure what the question was asking? Did you make a careless error? Did you run out of time? Which of these issues was most prevalent? Did you notice a certain type of question that you tended to get wrong? Record your findings on the nature of your mistakes so that you can correct them in your studying. This guide will help you with reviewing your mistakes (I know it’s for SAT/ACT practice tests, but the same principles apply here). Step 3: Review Weak Content Areas If you made a lot of mistakes related to content or question misunderstandings, you should try to figure out which areas caused you the most trouble. Then, you can consult your notes or a review book to brush up on terms and concepts that you’ve forgotten. AP Psychology involves quite a bit of memorization, so there’s bound to be at least a few areas where you weren’t sure of the meaning of a term or couldn’t remember what a specific psychologist did. Stay focused on your weak areas, and pay special attention to weak areas that are also big parts of the exam. For example, if questions about cognition give you trouble, but you also struggle with the history and approaches category, put more effort into studying cognition. A knowledge deficit in this area will cost you more points in the end. Make sure you fix any weak links in your psychology knowledge chain before the exam. Step 4: Revise Your Test-Taking Strategies If your mistakes fell heavily on the side of time issues and careless errors, you should think more about how you can change your approach to the test. Remember to avoid getting stuck on difficult questions if you’re running out of time. Consider slowing down a bit and reading questions more carefully if you suffer from careless errors. Step 5: Rinse and Repeat! After you’ve revised your strategies and brushed up on your content knowledge, you should take another practice test to assess your progress. Then, you can go through the review process again and take steps to improve further. You can do this as many times as it takes for you to feel comfortable with the test and reach your score goal. Conclusion When reviewing for the AP Psychology exam, it's important to pay attention to the format of the test so that you know what to expect. You should also devote special attention to topic areas that are the most difficult for you. Both strong content knowledge and smart testing strategies are important if you want to earn a high score. Practice tests are the most valuable tools in your arsenal for checking on your progress as you review the material. Keep revising your strategies and closing any gaps in your content knowledge until you get to a score that makes you happy! What's Next? Want to learn more about specific AP Psychology topics? Start with our discussion of Stockholm Syndrome here. What does a good score on the AP Psychology mean for you in college? Learn more about how AP credit works at colleges. AP tests and SAT subject tests can both be important components of your college application. Find out the difference between the two and which type of test is more important. Are you taking AP US History along with AP Psychology? Read this article for some helpful AP US History study resources. Want to improve your SAT score by 160 points or your ACT score by 4 points? We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now: